How to activate a Netspend card online or by phone

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There are two easy ways to activate a Netspend card, you can either activate it online at or over the phone at 1-866-387-7363 (1-86-NETSPEND).

If you want the benefits of using a credit card to make payments or purchases, but your credit rating is insufficient to get approved for a credit card, a Netspend prepaid card may be perfect for you. It’s a prepaid Visa card that comes with various perks such as cashback, instant direct deposit, and more. To use the Netspend card, you just need to add funds to your Netspend account.

There’s no need for any credit check before getting approved. The application process is fast, with immediate acceptance.

Once you receive your Netspend card, the next step is to activate it. So, how do you activate your Netspend card?

Activate Netspend card online

Once you place your order, you’ll receive a Netspend Visa card in the mail, which typically arrives within seven to ten business days after you place your order. It will have attached instructions on how to activate it.

Simply visit and click the top icon labeled “Activate Card” or go to the Netspend card activation page. All you need to do next is enter your card number and the security code that came with your card. Click “Continue.” You’ll get confirmation that your card has been activated.

Activate Netspend card over the phone

One easy way to activate your Netspend card is over the phone. All you have to do is call Netspend at 1-866-387-7363 (1-86-NETSPEND) to activate your card. A customer service representative will ask for your card details, such as your card number, security code, and possibly any other information verifying you as the card owner. Next, the representative will activate your card, ready to start swiping.

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Netspend Visa prepaid card benefits

Apart from making purchases and paying bills, your Netspend Visa card also comes loaded with other benefits – such as cashback which you can get from merchants and other partners. Additionally, you can add checks to your Netspend prepaid card by simply using your mobile phone.

Netspend Direct Deposit

Netspend makes direct deposit easy! If your employer offers paychecks direct deposit, you can have your paycheck automatically loaded to your Netspend card. Apart from paychecks, there are other sources of Netspend direct-deposit options, including:

  • Social Security benefits.
  • Tax refunds.
  • Pensions.
  • Supplemental Security Income (SSI).
  • State unemployment benefits (depending on your state).
  • Railroad Retirement Benefits (RRB).
  • Government Disability Benefits – SSDI or Workers Compensation (depending on your state).
  • Defense Finance and Accounting Service Payments (DFAS).
  • Veterans’ benefits.

Request Netspend Visa card

Go to and click “Sign Up Now.” On the online application, enter the required details in each field. Next, click the card you want, click “Review the Fees Associated With Your Prepaid Card,” and then click “Get My Card.”

There’s no fee for issuing a Netspend card, plus you’ll be able to choose from a monthly plan or a pay-as-you-go plan for future fees. Other associated fees include withdrawing cash at ATMs, reloading cash, direct deposits, signature purchases, and PIN purchases.

Reload Netspend card

In addition to the deposit options already mentioned above, you may also visit a Netspend Reload Network location. Some locations do not charge a fee, but others may. Load fees vary from $0 to $3.95. Find the nearest low-cost Netspend Reload Network location or visit and use the location finder tool.

2 thoughts on “How to activate a Netspend card online or by phone”

  1. My card from western union would not activate. I went back to the store where I purchased it because the wu told me to do so. He said have the cashier to scan it, she called her supervisor and they told her the card was scanned from the package. I come back home, they said the money was probably not loaded yet. I wait a couple of hours, still no money on the card. Wu says to go back and call from the store. When I call wu from the store, she said to go swap for a new card. Now waiting for general dollar to either refund my money or issue a new card. I am really disgusted with that store, not the worker there, the crap of customer care I am getting from the store corporate.


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