How to check Netspend balance

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There are many ways to check your Netspend balance. You can find out the available balance on your Netspend card over the phone, via ATMs, using the Anytime Alerts feature, via the mobile banking app, or at the Netspend Online Account Center.


The Netspend MasterCard or Visa prepaid card provides you several of the same perks of a debit card, without the need to have a checking or savings account – making it an appealing option for users who decide not to open traditional accounts at credit unions or banks. There are currently more than 10 million Netspend users in the United States, and many consumers see Netspend as a viable choice for a prepaid card.

You can make purchases up to the amount available on your Netspend card. The card will be declined if your available balance is not enough to make a purchase, but there are multiple ways to check your Netspend balance to avoid being rejected when making a transaction.

Check Netspend balance over the phone

One of the easiest ways to check your card balance is by calling Netspend toll-free customer service number at 1-866-387-7363. Next, follow the prompts to get your available balance.

Check Netspend balance via ATM

You can also check your balance at any Netspend partner ATMs or reload locations, some of which include Republic Bank & Trust Company, MetaBank, Axos Bank, and The Bancorp Bank. In addition, you can use the Netspend website location finder to spot the nearest reload location and load more funds or checks onto your Netspend card.

Check Netspend balance using Anytime Alerts

Netspend Anytime Alerts is a fantastic mobile app feature that alerts users when their balance or spending exceeds a specified amount. With Anytime Alerts, you can enjoy the security of knowing when your card balance gets low or how much you have spent at the grocery store. And of course, you can always turn them off at any time. The Alerts feature can be set for a particular date and time, or be recurring every day, week, month, three months, or every three months.

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Any time you want to check your balance, you can log in to the Netspend app and view your account information, including your card balance in real-time. You can also see activities such as purchases, ATM withdrawals, automatic payments, budget notifications, deposits, and withdrawals.

To check your Netspend card balance, text “BAL” to 22622. Most mobile carriers, including Sprint, T-Mobile, AT&T, Verizon, and U.S. Cellular, offer support for Netspend Anytime Alerts.

Check Netspend balance on the mobile app

The Netspend Mobile App operates on mobile devices to provide card services and information. Cardholders can use the app to check their balance, review transaction history, and add money when their available balance gets low. Customers can also receive e-Statements with the app.

The app also offers a way for cardholders to communicate with Netspend 24 hours per day.

For cardholders who have the Netspend Prepaid MasterCard, the app can be used to check their available balance at any time and transfer money between their prepaid card and a bank account.

The Netspend mobile app is free to download from the Apple App Store or Google Play. After downloading the app, customers can create an account using their existing Netspend card information. Cardholders may also activate or register a new card through the app by providing the necessary information. Once registered, users can access additional features like adding money to their Netspend account or requesting an e-Statement.

Check Netspend balance at Online Account Center

Another quick and easy way to find out your Netspend card balance is by logging into the Netspend Online Account Center using your phone, tablet, or computer. To prevent theft, Netspend encrypts your data using Secure Socket Layer technology. Apart from checking your card balance, you can also view recent transactions, sign up for the Netspend Payback Rewards program, and set up Anytime Alerts.

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