What’s the Synchrony Bank Credit Card payment address?

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The Synchrony Bank Credit Card payment address depends on the type of card you have:

  1. For store cards:
    Synchrony Bank
    P.O. Box 960061
    Orlando, FL 32896-0061
  2. For Visa or Mastercard:
    Synchrony Bank
    P.O. Box 960013
    Orlando, FL 32896-0013

It’s important to note that sending payments by mail takes the longest time to process. To avoid late payments, it’s recommended to send your payment at least 5-7 days before the due date. A faster way to pay your bills is through online banking or by contacting the customer service number on the back of your card, which can also be found on the Synchrony Bank website.

What is the address for Synchrony Bank payments in Philadelphia PA?

You can send payments to Synchrony Bank in Philadelphia, PA by writing to this address: P.O. Box 71740, Philadelphia, PA 19176-1740.

How do I make a payment to Synchrony Bank?

To make a payment to Synchrony Bank for your credit card, you have several options:

Online Payment:

  1. Log in to your credit card account on the Synchrony website.
  2. Click on “Make a Payment.”
  3. Choose the payment amount, the date you want to make the payment, and your preferred payment account.
  4. Click “Submit Payment for Review.”
  5. After reviewing your payment details, click “Submit.”

Other Ways to Make a Payment:

  • Synchrony offers a “Pay Without Log In” feature for same-day online credit card payments without logging in.
  • You can mail a payment to Synchrony Bank. For store credit cards, send a check or money order to the address: Synchrony Bank, P.O. Box 960061, Orlando, FL 32896. For Visa and Mastercard payments, use this address: Synchrony Bank, P.O. Box 960013, Orlando, FL 32896.
  • To pay over the phone, call the number on the back of your credit card or find the customer service phone number on the Synchrony website. Be sure to have your credit card ready for verification. Note that there may be a fee for phone payments, and the amount may vary depending on your card.

Once you make a payment (or Synchrony receives a mailed payment), it will typically be posted to your account within 48 hours.

How do I contact Synchrony Bank?

To contact Synchrony Bank, you have several options:

  1. Phone: You can call them at (877) 295-2080. You can also find a specific number on the back of your card.
  2. Online: Visit Synchrony Bank’s website and select your account type from their credit card partners. Then, choose “account access” to be directed to the appropriate partner’s webpage. From there, you can either use the online chat feature or log in to your account and select “Chat Now.”
  3. Secured Email: Log in to your Synchrony Bank account on their website and select “Messages” to send them a secured email.
  4. Mail: If you prefer traditional mail, you can reach them at the following address: Synchrony Bank
    P.O. Box 965030
    Orlando, FL 32896-5030
  5. FAQs: Before contacting them, you might want to check Synchrony Bank’s FAQ page to see if your question has already been answered.

These methods offer various ways to get in touch with Synchrony Bank, so you can choose the one that’s most convenient for you.

How do I apply for a Synchrony credit card?

To apply for a Synchrony credit card, follow these steps:

  1. Go to the Synchrony Bank website.
  2. Click on the “Consumers” tab at the top, then select “Credit Cards.”
  3. Use the “Credit Card Partners” drop-down menu to find and enter the name of the brand associated with the card you want.
  4. Click the “Apply For A Card” button next to the brand you selected.

You can also explore the full range of Synchrony credit card options on their dedicated webpage. While applying online is the most common method, some brands may offer in-store or phone application options as well.

How can I check my Synchrony Bank credit card application status?

To check your Synchrony Bank credit card application status, you can call (866) 396-8254, which is available 24/7. You’ll need to speak to a customer service representative because there isn’t an automated system for this.

Unfortunately, there is no online method to check your application status. It’s also a good idea to check your email since Synchrony Bank often sends application status notifications shortly after you apply.

How can I check for Synchrony Bank credit card pre-approval?

To check for Synchrony Bank credit card pre-approval, you can follow these steps:

  1. Visit the website of the brand affiliated with Synchrony Bank that offers the credit card you’re interested in.
  2. Look for the option to check for pre-approval and click on it.
  3. Fill out the required information, which may include personal details like your name, address, and sometimes your Social Security number.
  4. Submit the information for assessment.
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It’s important to note that not all Synchrony Bank credit cards have an online pre-approval tool, so you should check with the specific brand. Checking for pre-approval is a helpful way to gauge your likelihood of getting approved for a credit card before officially applying.

When you use the online pre-approval tool, it performs what’s called a soft inquiry on your credit report, which does not impact your credit score. While a pre-approval doesn’t guarantee you’ll get the card, it does indicate a high probability of approval, typically around 80% to 90%.

Synchrony Bank also identifies potential customers by analyzing data from the three major credit bureaus: TransUnion, Equifax, and Experian. Additionally, the bank may mail pre-approved offers to individuals with at least fair credit, generally defined as having a credit score between 640 and 699.

If you receive a pre-approved offer, you’ll still need to apply for the credit card. You can do this by mailing back the application included in the offer, applying online, or by phone, depending on the card. For store cards, you might also have the option to apply in person at the affiliated store locations.

It’s important to be selective and thoughtful about applying for pre-approved credit cards. Applying for many credit cards in a short time frame can have a negative impact on your credit, even though checking for pre-approval itself does not affect your credit score.

How can I log in to Synchrony Premier credit card account online?

To log in to your Synchrony Premier World Mastercard® account online, follow these steps:

  1. Visit the Synchrony Bank website or use the mobile app.
  2. Enter your username and password in the provided fields on the login page.
  3. Click the “LOG IN” button to access your online account.

If you haven’t registered your account yet:

  1. Click on “REGISTER NOW” to begin the registration process.
  2. Enter your account number, date of birth, and the last four digits of your Social Security number to verify your card account.
  3. Choose a username and password for your Synchrony Premier card account. Your username should be 6 to 40 characters long, including special characters but no spaces, and your password should be 6 to 40 characters, containing at least one letter and one number. Passwords are case-sensitive and can include special characters.
  4. After setting up your credentials, return to the login page.
  5. Enter your new username and password.
  6. Click “LOG IN” to access your account.

Once you’ve successfully logged in:

  • You can manage your Synchrony Premier card account online.
  • This includes tasks like paying your credit card bill, viewing card statements, monitoring account activity, and updating account information, such as passwords and automatic payments.

If you forget your login details:

  • Click “I forgot my User Name or Password” on the Synchrony Bank login page.
  • Follow the prompts to reset or retrieve your username or password.

Where can I use my Synchrony credit card?

You can use your Synchrony credit card at different places depending on the specific card you have. Synchrony Bank typically issues store credit cards that are only accepted at specific retailers they are partnered with. However, if your Synchrony credit card has a Visa or Mastercard logo and an expiration date, it can be used at most locations that accept credit cards.

For example:

  • The Amazon Store Card can only be used on Amazon.com.
  • The American Eagle Outfitters (AEO) Store Card is limited to American Eagle Outfitters.
  • The Lowe’s Store Card is accepted at Lowe’s.
  • The TJX Store Card can be used at T.J.Maxx, Marshalls, HomeGoods, and Sierra Trading Post.
  • The JCPenney Credit Card is valid at JCPenney.
  • The Sam’s Club® Credit Card, if it has a Mastercard version, can be used wherever Mastercard is accepted.

These cards may also have versions with Visa or Mastercard logos that allow you to use them at most places that accept credit cards. However, they often offer the best rewards when used for purchases at the specific stores they are associated with.

What’s the Synchrony Bank credit card credit score requirement?

The credit score requirement for a Synchrony Bank credit card varies depending on the specific card you want. Generally, Synchrony Bank offers credit cards for individuals with fair credit scores (640 – 699), good credit scores (700 – 749), or excellent credit scores (750 – 850).

The required score can differ from one card to another, so it’s advisable to check the specific card’s eligibility criteria to determine if your credit score meets the requirements.