Does Walmart take starter checks? (2024)

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Wondering if Walmart does take starter checks? This article is for you.

Starter checks are basically like the personal checks you’ll later receive when you open a checking account, they look similar to regular checks but without your personal information printed on them but do have the account and routing numbers connected with the new account.

Banks will usually give you a starter check immediately when you open up a new account, and you’ll be able to use it before your printed checks arrive in the mail.

If you do have a starter check, you may be asking: does Walmart cash starter checks?

Walmart stores are located all across the country and the ease and convenience of cashing checks at Walmart makes it a popular choice for millions of Americans. Here’s everything you need to know about whether Walmart cashes starter checks or not.

Does Walmart take starter checks?

No, Walmart does not accept starter checks. However, there are other stores that will accept starter checks from you including, Kmart, BJ’s Wholesale Club, Costco, Target, Home Depot, Office Depot, and Lowe’s. Additionally, you should be able to cash starter checks at your local bank.

Why doesn’t Walmart accept starter checks?

There are a few reasons why Walmart and many other grocery stores do not accept starter checks but the major reason is to prevent fraud. When someone uses a starter check to purchase items, they are essentially using a check without personal information, like the customer’s name, address, or photo ID.

You’ll usually get starter checks when you open up a new bank account, and you’ll be able to use it before your printed checks arrive in the mail.

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Most of the information on a starter check are not pre-printed but handwritten, posing a risk of being a counter check, and if the check bounces, the store may find it difficult to get their money back.

In addition, Walmart likely does not accept starter checks because they are not commonly used as regular checks.

For this reasons, many stores do not accept starter checks. However, there are some stores that will accept them, including Costco, Kmart, Target, and Lowe’s. If you are unsure whether or not a store will accept your starter check, you can always call ahead or check their website.

Which stores accept starter checks?

There are plenty of stores that do accept starter checks including Home Depot, Lowe’s, Costco, Kmart, BJ’s Wholesale Club, Target, and Office Depot, though you’ll need to provide a valid photo ID.

Apart from these stores, you can also cash starter checks at your local bank. Some of the biggest banks that accept starter checks include, Chase Bank, BMO Harris Bank, Bank of Amerca, and Citibank.

What type of checks does Walmart accept?

Although you will not be able to cash starter checks, Walmart does cash different types of checks including:

  • Government checks
  • Tax refund checks
  • Payroll checks
  • Cashiers’ checks
  • Insurance settlement checks
  • All pre-printed personal checks
  • Two-party personal checks
  • 401(k), retirement disbursement checks

Bottom line: Does Walmart take starter checks?

No, Walmart does not take starter checks. However, you can cash your starter check at a local bank or use it at stores that do accept starter checks including, Kmart, Costco, Target, Office Depot, Lowe’s, and Home Depot.

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