How to make a T.J.Maxx Credit Card payment

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The first T.J.Maxx store started in 1977, offering discounted clothing and home fashion items. By January 2023, its parent company runs over 4,800 stores in North America, Europe, and Australia. Shoppers who want extra savings at T.J.Maxx can get a TJX Rewards card from Synchrony Bank.

Types of T.J.Maxx Credit Cards

You’ve provided information about the two types of T.J.Maxx credit cards issued by Synchrony Bank:

  1. TJX Rewards Credit Card: This card can be used at T.J.Maxx, HomeGoods, Marshalls, Sierra, and Homesense stores and their respective websites. With this card, you can earn rewards points for each eligible purchase you make at these stores. It’s important to keep your account in good standing to continue enjoying the rewards program.
  2. TJX Rewards Platinum Mastercard: This card is not limited to T.J.Maxx and affiliated stores; it can be used wherever Mastercard payments are accepted. It also allows you to earn rewards points, just like the TJX Rewards credit card.

Both cards likely offer various perks and benefits, such as exclusive discounts, special offers, and the ability to earn and redeem rewards points for future purchases. These benefits can be a great way to save money if you frequently shop at the stores affiliated with T.J.Maxx and use their credit cards responsibly.

If you have one of these cards and need to make a payment, as you mentioned, there are three options available: online, by phone, or by mail. These options provide flexibility in managing your credit card account.

Remember that credit cards should be used responsibly to avoid accumulating debt, and it’s important to make payments on time to maintain a good credit score.

How to make your T.J.Maxx Credit Card payment online

To make your T.J.Maxx credit card payment online, you can use the online portal offered by Synchrony Bank, which is the issuer of TJX Rewards credit cards. If you haven’t done so already, you’ll need to complete the online registration process to set up your account.

Once registered, you can log in to the portal and easily make payments online for your TJX Rewards credit card or TJX Rewards Platinum Mastercard bill. This method is considered one of the most convenient ways to pay your T.J.Maxx credit card bill.

How to register for your TJX Rewards card account online

To register for an online account with Synchrony Bank for your TJX Rewards card, follow these simple steps:

  1. Go to the Synchrony Bank online account registration page specifically designed for TJX Rewards cards.
  2. Input your credit card account number and the ZIP code associated with your billing address.
  3. Click the “Continue” button.
  4. Follow the instructions displayed on your screen to finish the registration process.

How to make a regular online payment

To make a regular online payment after setting up your online account for TJX Rewards cards with Synchrony Bank, follow these steps:

  1. Gather your bank account number and bank routing number.
  2. Go to Synchrony Bank’s login page for TJX Rewards cards.
  3. Enter the user ID and password you selected during registration.
  4. Click “Secure Login.”
  5. Follow the on-screen instructions to complete your payment.

How to make a T.J.Maxx Credit Card payment online without logging in

To make an online payment without the need to register or log in to an online account, you can follow these steps:

  1. Gather your credit card and banking information.
  2. Visit the login page for the TJX Rewards cards on Synchrony Bank’s website.
  3. Look for the option labeled “Pay as Guest” and click on it.
  4. Input your credit card number, the last four digits of your Social Security number, and your billing ZIP code.
  5. Click the “Continue” button.
  6. Follow the instructions provided on the screen to finalize your payment.
Read Also:  What's the Synchrony Bank Credit Card payment address?

By following these steps, you can conveniently make an online payment without the hassle of creating or logging into an account.

How to make your T.J.Maxx Credit Card payment by phone

To make a T.J.Maxx credit card payment by phone, you can follow these steps:

  1. Get your T.J.Maxx credit card and, either your bank account details, including the bank routing number, or your debit card. Keep in mind that you can only use your debit card through the automated phone system.
  2. Call the customer service number based on your specific T.J.Maxx credit card type:
    • TJX Rewards credit card: Dial 800-952-6133
    • TJX Rewards Platinum Mastercard: Dial 877-890-3150
  3. Enter your account number when prompted.
  4. Follow the automated instructions provided to complete your payment.

Please be aware that there is no fee for making a payment through the automated phone system. However, if you choose to make an expedited phone payment, there will be a charge associated with it.

How to make your T.J.Maxx Credit Card payment by mail

To make a T.J.Maxx credit card payment by mail, follow these steps:

  1. Write a check or buy a money order for at least the minimum payment amount required.
  2. Include the payment coupon provided in your monthly account statement.
  3. Address an envelope to the appropriate mailing address based on your card type:

For TJX Rewards Platinum Mastercard:
PO Box 669819
Dallas, TX 75266-0773

For TJX Rewards Credit Card:
PO Box 669818
Dallas, TX 75266-0772

Simply place your payment and coupon in the envelope, affix proper postage, and mail it to the correct address listed above. This ensures your T.J.Maxx credit card payment is processed by mail.

What happens if your T.J.Maxx Credit Card payment is late?

If you don’t pay your T.J.Maxx credit card bill on time, here’s what happens:

  1. Late Payment Deadline: Your payment needs to be made by 5 p.m. Eastern Standard Time (EST) on the due date mentioned in your account statement.
  2. Late Fee: If you miss this due date, a late fee of $27 will be added to your bill.
  3. Repeat Late Payments: If you’re late with your payment more than once within a six-month period, the late fee increases to $38.

In summary, making timely payments on your T.J.Maxx credit card is essential to avoid late fees, and repeated late payments can result in higher fees.

How do I know when to pay my T.J. Maxx credit card?

To know when to pay your T.J. Maxx credit card, you should check your billing statement. Your due date is typically set to be 23 days after the end of your billing cycle. Since billing cycles vary among cardholders, your specific due date will be mentioned on your monthly statement. Just look at your statement, and you’ll find the date by which you need to make your credit card payment.

Can you pay your T.J. Maxx card online?

Yes, you can pay your T.J. Maxx credit card bill online or over the phone.

Online: To pay online, log in to your T.J. Maxx credit card account, go to the “Summary” tab, and click on the “Make Payment” button. Follow the instructions to confirm your payment information and send your payment.

Over the phone: You can also make a payment over the phone by calling (800) 952-6133. Use the automated system to complete your payment.

These are the two simple and convenient methods for paying your T.J. Maxx credit card bill.

Which bank does T.J. Maxx credit card use?

T.J. Maxx credit cards, specifically the TJX Rewards® Platinum Mastercard, are issued by Synchrony Bank under a license from Mastercard International Incorporated.