Can you transfer a Gift Card to Cash App? Yes, but…

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If you’ve got a gift card, you might wonder if there’s a way to add the gift card to Cash App.

Perhaps you’ve received a gift card you won’t use and would prefer to transfer the funds to your Cash App for more money in your Cash App account.

Gift cards are highly popular, with the United States gift card industry growing by 9.5% annually, reaching $188,832.7 million in 2022.

Cash App, owned by Block, Inc. (formerly Square Inc.), is a mobile peer-to-peer (P2P) payment service. Cash App simplifies sending money to friends and family for free. It’s user-friendly and provides numerous impressive features.

Cash App allows customers to buy stocks and Bitcoin with a minimum investment of just $1. Users can receive their paychecks up to two days earlier. Additionally, those with a monthly income of at least $300 can enjoy free ATM withdrawals. For more details, check out my Cash App review.

With its impressive features, Cash App has gained widespread popularity, with over 40 million users.

This app allows you to easily link your bank account, credit cards, and debit cards, enabling you to fund your account effortlessly.

What about gift cards? Do Cash Apps accept them?

Can you add a Gift card to Cash app?

Adding a gift card to Cash App is not possible directly. However, you can achieve it indirectly by using PayPal.

Cash App accepts credit and debit cards issued by:

  • American Express
  • Discover
  • MasterCard
  • Visa.

While most prepaid cards are compatible, depositing funds onto these cards may not be successful.

To transfer your gift card funds to your Cash App account, read the instructions in the rest of this post. It’s entirely feasible, but it requires a bit of maneuvering.

How to add a gift Card to Cash App

Cash App is efficient for swift money transfers. Yet, it lacks a direct method to add gift cards to your balance. Does this mean you can’t transfer your gift card funds to your Cash App balance? Not at all!

Using a straightforward method, you can easily transfer funds from a gift card to your Cash App balance. To add your gift card funds to your Cash App balance, follow these steps: exchange the gift card for PayPal cash using CardCash.

It’s a quick and simple process.

How to transfer money from a gift card to Cash App using CardCash

To add your gift card funds to your Cash App balance, exchange the gift card for PayPal cash using CardCash. While it may seem like a few steps, the process is simple. Below, I’ll provide a breakdown for you.

This is how it operates:

  1. Visit CardCash.
  2. Input the merchant’s name and your gift card balance, then click “Get Offer.” If an offer is available, the PayPal balance you can exchange for this gift card will be displayed.
  3. Enter the details to add more gift cards and click “ADD CARD.”
  4. If satisfied with the exchange offer, click “Continue.”
  5. Input your gift card number and PIN, then click “Connect with PayPal.”
  6. Log in to your PayPal account.
  7. Complete the necessary fields and click “Get my PayPal balance.”

You can exchange multiple gift cards at once, making it a convenient time-saving option.

The exchange value of gift cards varies among companies based on demand.

The funds usually take one business day to be deposited into your PayPal account.

Now that you have cash in your PayPal balance instead of a restricted gift card, how do you transfer it to Cash App?

It’s straightforward. After moving your gift card balance to your PayPal account through CardCash, follow these steps:

  1. Connect your PayPal account to the same bank account linked to your Cash App.
  2. Move the gift card funds from your PayPal balance to your bank account.
  3. Add the transferred funds from your bank account to your Cash App account.

Certainly, transferring money from a gift card to a Cash App involves several steps, but it is relatively easy. With practice, the process becomes easier over time.

How to add money from a gift card to Cash App by selling your gift card

If you have a non-prepaid gift card and want to turn it into cash on your Cash App, follow these steps. Start by choosing a reliable platform like Cardtonic. You can sell your Gift card on Cardtonic and receive instant cash, which you can add to your Cash App.

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Step 1: Sell your Gift Card for cash on Cardtonic

First, make sure you have the Cardtonic app installed on your phone and are a registered user.

  1. Open the app and click on “sell gift cards.”
  2. Choose between Physical or E-code gift cards.
  3. Select your gift card category, such as Steam gift card.
  4. Under Subcategory, specify the gift card type, like USA Steam Physical.
  5. Input the gift card amount.
  6. Upload the gift card image; if applicable, provide the code in the “comments” section.
  7. Click “start trade” to complete the process and receive cash instantly to your bank account.

Step 2: Add the cash you got from Cardtonic to your Cash App

  1. Open the Cash App and log in.
  2. Navigate to the “my cash” tab or find the option to add cash.
  3. Choose “add cash” and enter the amount received from selling the gift card.
  4. Confirm the transaction, and the cash will be added to your Cash App account.

Use a gift card exchange service

Use a gift card exchange service to convert your gift card funds into Cash App balance. These services enable you to swap your existing gift card for another, including Cash App gift cards.

To use the exchange service, input your gift card details on the website or app. Browse the available gift card options for exchange, and once you find the desired one, proceed with the exchange.

Remember that most gift card exchange services charge a fee, which varies based on the types of gift cards involved in the exchange.

Can a prepaid card be linked to Cash App?

Adding prepaid cards to Cash App is not explicitly clarified by the platform. While Cash App states that prepaid cards are supported, it emphasizes that depositing to these cards is not possible.

The official Cash App site lacks detailed information on using prepaid cards.

While some sources report that using prepaid cards on Cash App is impossible, further research suggests that certain prepaid cards, such as Visa cards, can be used. Although Cash App acknowledges the support for prepaid cards, it reiterates that depositing funds onto these cards is not a functional feature.


I searched online and discovered a quote on Reddit from the company’s official account stating:

“You’re not able to deposit funds to a prepaid card, but if it’s linked, you should be able to use it to send money.”

This suggests that while you can’t deposit money to a prepaid card, linking it may allow you to use it for sending money.

If your prepaid card doesn’t work on Cash App, and you want the flexibility to spend the cash anywhere, I recommend using PayPal.

If you own a prepaid gift card, such as a prepaid Visa or MasterCard, consider linking it to your PayPal account.

PayPal enables you to link Visa, American Express, MasterCard, or Discover gift cards to your account. Once added, you can use these gift cards at checkout like any other debit or credit card linked to your PayPal account.

You can use your gift card wherever PayPal accepts payments. As PayPal is widely used, it simplifies spending the balance on Visa, MasterCard, or other prepaid gift cards. Ensure that your prepaid card has sufficient balance to cover the total amount you want to pay.

Is it safe to transfer money from a Gift Card to Cash App?

Yes, transferring your gift card balance to Cash App is completely safe. Ensure you use reputable platforms like PayPal, Cash Card, or Cardtonic to sell your gift card for cash.

What is the limit on the Cash App?

Cash App sets a $1,000 limit for sending and receiving money within a 30-day timeframe. However, you can increase these limits by verifying your identity with your full name, birth date, and Social Security Number (SSN).

How do I add a prepaid card to Cash App?

Adding a prepaid card to Cash App is easy. Just follow these steps:

  1. Open the Cash App.
  2. Go to the My Cash tab.
  3. Tap the + button in the top right corner.
  4. Choose Add Card.
  5. Enter the prepaid card details (number, expiration date, and CVV code).
  6. Tap Add Card.

The bottom line

Cash App is a popular mobile payment service that enables users to send and receive money easily. In addition to its core functionality, Cash App offers a wide range of other features, such as investing in stocks and Bitcoin.

Despite its many benefits, Cash App has no direct option for adding gift cards to your account. If you want to use a gift card with Cash App, you will first need to transfer the funds to PayPal through a third-party service like CardCash or Cardtonic. It’s worth noting that while Cash App does support prepaid cards, you cannot deposit funds directly to these cards.

Instead, you can use linked prepaid cards to send money to others. By following these steps, you can make the most of the many features Cash App offers while still using your gift cards to their fullest potential.