Does Walmart cash international checks? (2022)

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Want to know if Walmart does cash international checks? This article is for you. While international checks can make it easy to transfer money between banks in different countries, cashing them can often be tricky.

An international check is a check that is drawn from a foreign bank and then presented to a company in the United States for payment. The check is usually written in the currency of the country where the bank is located. The check is then converted to U.S. currency when it is cashed. The international check will have all the same information as a regular check, such as the account number, routing number, check number, date, and amount.

With Walmart stores available all over the country, you may be asking: does Walmart cash international checks? Here’s everything you need to know!

Does Walmart cash international checks?

Walmart does not currently cash international checks. This policy may be subject to change in the future, but for now, Walmart only cashes checks that are domestic.

If you’re looking to cash an international check, Walmart unfortunately isn’t the place to do it. However, if the check is Canadian and drawn on an American bank, you can cash it as long as it’s in U.S. currency. Otherwise, your best bet is to deposit the check at your local bank and then withdraw the amount you need. This may take a few days, but it’s the most reliable way to cash your international check.

Why does Walmart not cash international checks?

Walmart Money Center does not cash international checks for a variety of reasons. The most significant reason is the long waiting and processing time it will take to execute the transaction.

For Walmart to cash an international check, it will need to verify the funds. This process can take several days or weeks — leaving Walmart vulnerable to fraud, which is why Walmart does not typically cash international checks.

Another reason is that there is a risk of fraud and often a fee associated with cashing international checks, which can be expensive for Walmart and its customers, so they may not want to offer this service. The fee is a significant factor compared to Walmart’s check-cashing fee for domestic checks.

Does Walmart cash Canadian checks?

The only way that Walmart can cash a Canadian check is if the check is drawn on an American bank and is in U.S. currency.

This policy is likely in place for a few reasons. First, American banks are subject to different regulations than Canadian banks. As a result, it may be more difficult for Walmart to verify the authenticity of a Canadian check. Second, by only accepting checks in U.S. currency, Walmart can avoid having to exchange the money for Canadian currency. This is likely to save the company time and money.

It’s easy to cash a Canadian check if the bank has branches in both countries, including Chase Bank, TD Bank, HSBC, and Wells Fargo.

However, there are certain criteria you must meet, such as:

• The check cannot be over $5,000
• The check must not be handwritten
• To cash the check, you’ll need to have a state-issued photo ID and your social security number

How do I cash a foreign check in the US?

Cashing a foreign check in the United States can be a bit tricky, as not all banks and check-cashing services will accept them. One option is to go to your local bank and ask if they will deposit the check for you and then later withdraw the amount in U.S. currency.

First, you will need to endorse the check by signing the back of it. Then, take the check to your local U.S. bank and ask to deposit it into your account. The teller will likely need to see your identification, so be sure to bring your driver’s license or passport.

The process may take a few weeks or up to a month for the funds to become available. Once they are available, you can withdraw the money in U.S. currency from an ATM or by visiting your bank.

There are a few things to keep in mind when attempting to cash an international check.

First, it’s important to make sure that the check is properly endorsed. Second, it’s important to know what kind of identification the bank will require in order to cash the check. Often, a passport or other form of government-issued ID will be necessary.

Third, it’s a good idea to call the bank ahead of time to inquire about any fees that may be associated with cashing the check. These fees can vary depending on the bank, so it’s important to be aware of them before heading to the bank.

Fourth, it’s important to be aware of the exchange rate when cashing an international check. The amount of money that you receive may be different than the amount that was originally written on the check, so it’s important to be aware of this.

Finally, it is important to remember that it may take a few extra days for an international check to clear. The waiting time for international checks to be processed is usually longer than domestic checks.

If you regularly receive international checks, it may be worth opening a bank account in the country where the checks are issued. Or, you can have the payer of the check wire the funds to your U.S. bank account.

Bottom line: Does Walmart cash international checks?

Walmart does not cash international checks primarily due to the long waiting time it takes for them to be processed. International checks are also risky and more vulnerable to fraud than domestic checks. However, Walmart does cash Canadian checks that are drawn on an American bank and are in U.S. currency.