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Want to know if Walmart does cash EFS checks? This article is for you. EFS checks are a convenient way for truckers to pay for their expenses. They can be used to pay for fuel at truck stops, pay for repairs at a truck shop, or to pay for other expenses such as tires or new parts.
Since Walmart can cash a variety of checks, you may be asking “does Walmart cash EFS checks?”
Walmart is mostly known to be an American retail shopping giant. Still, it’s also a viable alternative banking destination offering in-store and online financial provision (through its Money Centers) for those in need of certain essential money services.
Does Walmart cash two-party checks?
Walmart does not currently cash EFS checks. This policy may be subject to change in the future, but for now, Walmart does not cash EFS checks.
If you’re looking to cash an EFS check, Walmart unfortunately isn’t the place to do it. However, Walmart does cash other pre-printed checks such as payroll and government checks.
Where can I cash my EFS check near me?
If you have an EFS check that you need to cash, there are a few different options available to you. You can take the check to a nearby truck stop merchant and they will likely be able to cash it for you. Alternatively, you can take the check to a local bank and they will also be able to cash it for you. Whichever option you choose, be sure to bring along some form of identification so that the merchant or bank can verify your identity.
You can cash your EFS check at the following truck stop merchants:
- Road Ranger truck stops and travel centers (Limit: $999.99)
- Pilot Flying J Travel Centers (Limit: $999.99)
- TA-Petro (Limit: $300)
- Love’s Travel Stops (Limit: $999.99)
Can you cash an EFS check at a bank?
If you have an EFS check, you can cash it at most local banks. This includes Chase, Wells Fargo, Bank of America, and the U.S. Bank. When you go to cash the check, you will need to bring your photo ID and the check. The teller will verify your ID and then ask you to endorse the back of the check. They will then cash the check for you and you will receive the funds in cash.
It is important to note that there is a fee associated with cashing these types of checks. The fee is typically around $3, but it can vary depending on the bank.
What is the fee for cashing EFS checks?
If you are going to cash your EFS check at a truck stop, it is important to know how much the merchant will charge. Some truck stops will charge a flat nominal fee, while others will charge a percentage of the check’s value.
For example, Road Ranger will charge $3 per every $100 check, while Love’s Travel Stops charges $3 or 3% of the check’s value, depending on which amount is higher.
There are merchants that will waive the fees if you purchase a certain amount of gas or repair services.
Sometimes, it’s best to contact the merchant or bank ahead of your visit to know more about their fees and check cashing policy.
Why does Walmart not cash EFS checks?
There are a few reasons why Walmart does not cash EFS checks. First, EFS checks are not as common or widely accepted as other types of checks, so Walmart may not have the ability to process them. Second, EFS checks may have a higher risk of fraud or may not be as secure as other types of checks, so Walmart may not want to risk accepting them.
Bottom line: Does Walmart cash EFS checks?
Walmart does not accept EFS checks. However, you can cash your EFS check at a truckstop merchant or local bank. When planning to cash your EFS check, remember to come along with your government-issued photo ID for verification and be aware of the limits and fees which are usually around $999.99 and $3 respectively.