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- You can use your Cash App Card to make withdrawals from your Cash App balance using your Cash PIN at any ATM, but you can’t deposit money to your Cash App using the ATM.
- You can make free ATM withdrawals or be charged a $2 fee by Cash App depending on some factors which are detailed in this guide.
Cash App is a Square-owned peer-to-peer mobile payment app that lets users send and receive money from friends and families. Although a mobile payment app for transferring and receiving money, Cash App has grown to become a de-facto bank for many users looking to avoid the banking hall hassles.
In 2017, Square took the usability of Cash App notch higher with the launch of Cash Card, allowing users to withdraw their Cash App balance through the ATM anywhere in the US without a fee or better still, spend their Cash App balance at eligible stores and retailers.
When you receive Cash App money, it remains in your balance until you make a transfer to your bank account, which can take a few days in some cases. However, you don’t have to wait to transfer your Cash App balance to your bank account. You can withdraw your Cash App balance from the ATM or spend at eligible retailers using the Cash Card — all you need to do is apply for the Cash App debit card.
The card is free and easy to apply for, as long as you are 18 years or older. After you receive your Cash App Card (within ten business days) and activate it, you can go to any ATM in the US to withdraw your Cash App balance anytime. Every ATM withdrawal out of your Cash App balance is cataloged on your Cash App.
How do you use Cash App Card at ATMs? Here’s what you need to know.
The Cash App Cash Card can be used at any ATM as you would any other ATM card. A simple task like withdrawing money is relatively easy. Unfortunately, depositing money to the ATM using Cash App Card is not possible at the moment.
To withdraw money using your Cash App Card, you just insert your Cash Card like any other card and follow the on-screen instructions — within a few seconds, the ATM will dispense money from your Cash App balance.
It is worth noting before you start using your Cash App Card at ATMs, there are some fees and limits you should know about.
Cash App ATM withdrawal fee and free ATM withdrawals
You can use your Cash App Card to withdraw money at any ATM with a fee of $2, which Cash App will reimburse if you receive a direct deposit of at least $300 in a month (31 days). Cash App reimbursement is limited to 3 ATM withdrawals per month.
After you’ve successfully activated free ATM withdrawals, every direct deposit of at least $300 after that will get you an additional 31 days of ATM reimbursements (free ATM withdrawals). However, there’s a limit on reimbursement, capped at a max of 3 ATM withdrawals per 31 days and up to $7 per withdrawal, meaning a maximum of $21 per 31 days will be reimbursed.
Many ATMs across the United States will charge an additional fee — these are standard ATM charges for using a card owned by a different bank.
Cash App Card ATM Withdrawal Limit
Before you start making ATM withdrawals on your Cash App balance, here are some limits to keep in mind.
- Cash App ATM withdrawal limit per transaction: $310
- Cash App ATM withdrawal limit per day (24-hour): $1000
- Cash App ATM withdrawal limit per week (7-day): $1000
Also, note that every Cashback transaction you make will count towards your ATM limits.
Cash App Card balance
You cannot check your Cash App balance at the ATM at the time of writing this article – but you can always check your balance in the app and even download your statement (including ATM transactions) using a desktop PC by going to https://cash.app > Statements > Export CSV. Alternatively, you can call Cash App at 1-855-351-2274 for your Cash Card transaction history.
Do you have to activate your Cash APP Card?
When you receive your Cash App Card for the first time, you need to activate it before you can start using it.
To activate your Cash App Card, Tap the Cash Card tab on your Cash App home screen > tap the image of your Cash Card > Tap Activate Cash Card > Tap OK to allow Cash App use your camera > Scan the QR code.
Do you need a bank account for Cash App?
You don’t need to have a bank account to start using Cash App; instead, you only need your email address or phone number.
How to put money on cash app card at ATM?
Can I deposit cash into my cash APP card at an ATM? No, it’s not possible to load money to Cash App card at ATM. The only possible way to add money to your Cash App as of now, is using your bank account. You can also load your Cash App at stores like Dollar General and Walgreens.
What ATM can I use my Cash App card for free?
You can use your Cash App Card for free at any ATM that accepts a Visa debit card. Load up to $300 every month, and Cash App will reimburse any ATM fees you incur.
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