40 Grocery stores that cash checks near me in 2024

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If you visit the grocery store frequently, you may find it convenient to cash your checks at the same time. Many grocery stores offer check cashing services along with a range of other useful services such as money orders, coin counting machines, gift cards, dry cleaning, and cashback.

So, if you’re wondering which grocery stores offer check cashing services, you’ll be pleased to know that Walmart, Ralphs, Kroger, H-E-B, Albertsons, and Publix all offer this service at some or all of their locations. This can be a great option for those who need quick access to cash or prefer the convenience of having multiple services available at one location.

1. Albertsons

  • Fee: Varies by location

Albertsons operates over 2,200 stores across the United States. The ability to cash checks at Albertsons depends on the location. Generally, you can cash personal, government, and payroll checks at most stores.

Keep in mind that Albertsons imposes a $1,000 limit on their check-cashing service. Many stores have convenient operating hours, typically from 6 a.m. to 11 p.m., allowing you to cash a check at your convenience.

2. Baker’s

  • Fee: Starts at $3

Baker’s is a supermarket chain located mainly in the Omaha, Nebraska metro area and is a part of the Kroger family.

Some Kroger subsidiaries, including Baker’s, have Money Services centers where you can cash various types of checks:

  • Payroll checks
  • Government checks
  • Income tax refund checks
  • Insurance settlement checks
  • Business checks
  • Child support checks

Please note that Money Services does not handle personal, starter, or third-party checks.

Check cashing fees are as follows:

  • With a Shopper’s Card, fees for checks up to $2,000 start at $3.
  • Checks between $2,000.01 and $5,000 have fees starting at $5.50 with a Shopper’s Card.

The Money Services website lets you input your check’s value to see the applicable fee. For example, entering a check value up to $2,000 showed a fee of $4 with a Shopper’s Card and $4.50 without. For checks between $2,000.01 and $5,000, the fee ranged from $7 with a Shopper’s Card to $7.50 without a Shopper’s Card.

Remember that fees can vary, starting at $3 but potentially reaching up to $7.50.

3. City Market

  • Fee: Varies by location

City Market, owned by Kroger, operates 35 retail stores across the United States, specifically in Colorado, Wyoming, and Ohio. The Money Services Center at City Market allows you to cash various checks, such as child support, payroll, insurance settlement, government, tax refund, and business checks. However, personal checks are not accepted. The fee for check cashing ranges from $3 to $7.50.

4. Dillons

  • Fee: Starts at $3

Dillons, a subsidiary of Kroger, operates 94 grocery supermarket locations. They offer check cashing services for payroll checks, income tax refund checks, insurance settlement checks, government checks, and business checks.

However, personal checks are not accepted. Dillons has a check cashing limit of $5,000, one of the highest among similar services. The fee for cashing a check at Dillons ranges from $3 to $7.50.

5. Food 4 Less

  • Fee: Starts at $3

Food 4 Less operates 102 locations across the United States, with stores in California, Illinois, and Indiana, serving as a subsidiary of Kroger.

Under Kroger’s management, this store provides check-cashing services for a fee ranging from $3 to $7.50. Accepted checks encompass child support, payroll, government, tax refund, insurance settlement, and business checks.

6. Foods Co

Foods Co is a grocery store chain that operates in California. It is a subsidiary of Kroger, one of the largest supermarket companies in the United States. With 20 stores across the state, Foods Co offers a wide range of grocery items, from fresh produce and meat to household essentials and snacks.

One of the convenient services offered by Foods Co is their Money Services center, where you can cash checks. They accept various types of checks, such as child support, payroll, and business checks. However, they do not accept personal checks.

When you visit the Money Services Center to cash a check, you can expect to pay a fee ranging from $3 to $7.50, depending on the check amount. This fee is competitive with other check cashing services and provides a convenient option for those who may not have a bank account or need access to cash quickly.

7. Food City

  • Fee: $3

Food City is a supermarket chain with over 132 locations, offers check cashing services for various types of checks, such as:

  • Payroll checks
  • Rebate checks
  • Stimulus checks
  • Government checks

The check cashing limit is $1,000 with a $3 fee. Food City provides convenience, with stores open from 6 a.m. to midnight, making it a viable option for those needing to cash a check late at night or early in the morning.

8. Food Lion

  • Fee: Varies by state

Food Lion operates 1,110 retail stores across the United States, with locations in the following states:

  • North Carolina
  • Virginia
  • South Carolina
  • Maryland
  • Georgia
  • Tennessee
  • Delaware
  • West Virginia
  • Pennsylvania
  • Kentucky

At Food Lion stores, you can cash personal, government, rebate, tax refund, and U.S. Traveler’s checks up to $500. Payroll checks can be cashed up to $1,000.

9. Fred Meyer

  • Fee: Starts at $3

Fred Meyer, a subsidiary of Kroger, operates over 130 stores across the country, primarily in Washington, Alaska, California, Idaho, and Oregon. The store provides check cashing services for various types of checks, including:

  • Government checks
  • Payroll checks
  • Tax refund checks
  • Insurance settlement checks
  • Business checks

Fred Meyer’s check cashing limit is $5,000, among the highest in the industry. Fees for this service start at $3, with the possibility of reaching up to $7.50, depending on the check’s value and the specific location where the transaction takes place.

10. Fry’s Food Stores

  • Fee: Starts at $3

Fry’s Food and Drug operates 126 retail stores across the United States, primarily in Arizona, as a subsidiary of Kroger.

Fry’s, another Kroger subsidiary, enables check cashing for a fee ranging from $3 to $7.50. Accepted checks include child support, payroll, government, tax refund, insurance settlement, and business checks.

11. Gerbes

  • Fee: Starts at $3

Gerbes, a Kroger-operated store chain in Mid-Missouri, offers check cashing services at its Money Services center. The fee for check cashing ranges from $3 to $7.50. Accepted checks include child support, payroll, and business checks, while personal checks are not accepted.

12. Giant Eagle

  • Fee: Varies by store and check type amount. No fee is charged for child support checks.

Giant Eagle operates over 216 supermarkets in Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. At Giant Eagle, you can cash various types of checks, including:

  • Personal checks
  • Payroll checks
  • Government checks
  • Traveler’s checks.

You’ll need a Giant Eagle Advantage card to cash a check at the store.

13. Giant Food

  • Fee: Varies by location

Giant Food operates as a supermarket with a pharmacy and has 166 stores across Washington, DC, Delaware, Maryland, and Virginia. They offer check cashing services at their stores, with the types of checks accepted varying from location to location.

14. H-E-B

  • Fee: $3 for checks up to $3,000. Fees vary for larger checks.

H-E-B operates over 340 stores in Texas and Northeast Mexico. The grocery store chain provides check-cashing services for government, payroll, dividend, and insurance checks.

15. Hannaford

  • Fee: Varies by location. Customers aged 60 and above can cash pension checks for free.

Hannaford operates over 180 stores in New England and New York. At Hannaford, you can cash government, payroll, and pension checks categorized as regular income.

16. Harris Teeter

  • Fee: Starts at $3

Harris Teeter, an American supermarket chain with 261 stores in seven South Atlantic states and the District of Columbia, is owned by Kroger. The store offers Money Services, including check cashing.

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For checks up to $2,000, fees range from $3 to $4 if you have a Shopper Card and $4.50 without one.

If you have a Shopper’s Card, fees for checks between $2,000.01 and $5,000 range from $5.50 to $7. Without a Shopper’s Card, the fees for checks in this range are $7.50.

17. Homeland

  • Fee: 2%

Homeland is a supermarket chain with 79 stores in Oklahoma, Kansas, Georgia, and Texas. All Homeland stores offer payroll check cashing with a 2% fee. However, you receive an instant 1% rebate in the form of a paper coupon, applicable for a discount on your next purchase of $15 or more.

18. Hy-Vee

  • Fee: $2 to $6 per transaction

Hy-Vee runs over 240 retail stores across the Midwest, covering Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin. Certain locations offer check-cashing services with limits ranging from $2,000 to $5,000.

Additionally, some Hy-Vee stores operate 24 hours and provide round-the-clock check-cashing services.

19. Ingles

  • Fee: Varies by location

Ingles is a supermarket chain with 198 stores across Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Ingles offers check-cashing services for personal and payroll checks. To utilize this service, you must have an Ingles Advantage Card.

20. Jay C Food Stores

  • Fee: Starts at $3

Jay C Food Stores, a subsidiary of Kroger, runs 64 supermarkets in Southern Indiana.

The Money Services Center allows you to cash checks with fees ranging from $3 to $7.50. Accepted checks at the Money Center include child support, payroll, and business checks, excluding personal checks.

21. King Soopers

  • Fee: Starts at $3

King Soopers, a chain of 118 stores primarily located in Colorado, with some in Wyoming, is operated by Kroger. The check cashing policy aligns with other Kroger-owned stores, with fees ranging from $3 to $7.50. Accepted checks include payroll and business checks, but personal checks are not allowed.

22. Kroger

  • Fee: Starts at $3

Kroger operates over 2,800 stores across 35 states, each with a Money Services center offering check cashing. Fees range from $3 to $7.50 per check, depending on its value and whether you possess a Shopper’s card. Kroger accepts various checks, including payroll, insurance settlement, government, tax refunds, and business checks. However, personal checks cannot be cashed at Kroger.

23. Mariano’s

  • Fee: Starts at $3

Marino’s is a grocery chain with 45 stores in Illinois, is a subsidiary of Kroger. They offer check cashing services for fees ranging from $3 to $7.50. Accepted checks include child support, payroll, and business checks, while personal checks are not accepted.

24. Metro Market

  • Fee: Starts at $3

Wisconsin has 21 Metro Market stores, all operated by Kroger. These stores offer check-cashing services ranging from $3 to $7.50. Accepted checks include child support, payroll, and business checks.

25. Pay Less Super Markets

  • Fee: Starts at $3

Pay Less Super Markets, a chain of supermarkets located in Indiana, is a subsidiary of Kroger. They offer check cashing services for a fee ranging from $3 to $7.50. Accepted types of checks include child support, payroll, and business checks.

26. Pick ‘n Save

  • Fee: Starts at $3

Pick ‘n Save, a Kroger-operated grocery store, has 84 locations across Wisconsin. As a Kroger subsidiary, Pick ‘n Save offers check-cashing services for a fee ranging from $3 to $7.50. Accepted checks include child support, payroll, and business checks.

27. Publix

  • Fee: Varies by location

Publix operates over 1,286 stores in the Southern United States, including Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.

You can conveniently cash personal and payroll checks at Publix locations.

28. QFC

  • Fee: Starts at $3

QFC (Quality Food Centers), a supermarket chain under Kroger, operates 50 stores in Oregon and Washington. At QFC, you can conveniently cash child support, payroll, and business checks using Money Services, with fees ranging from $3 to $7.50.

29. Ralphs

  • Fee: Starts at $3

Ralphs is a Kroger subsidiary that operates 189 stores in Southern California, following the check cashing policy of other Kroger-owned stores. You can cash various checks at the Money Services Center, such as child support, payroll, and business checks. The fee for check cashing ranges from $3 to $7.50. Please note that Ralphs does not accept personal checks.

30. Safeway

  • Fee: $2.25 per $200

Safeway operates over 904 stores nationwide. You can cash various checks at Safeway, including payroll, stimulus, government, Social Security, unemployment benefits, and tax refund checks. The cashing limit is $1,500, and $2.25 per $200 fee applies.

31. Shaw’s

  • Fee: Varies by location

Shaw’s, owned by Albertsons, has 150 stores in New England. You can cash personal and payroll checks at the store, with policies determined by each store.

32. ShopRite

  • Fee: Varies by location

ShopRite operates 321 supermarkets across Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania. While services may vary by location, certain stores provide check cashing services for payroll and government checks.

33. Smith’s Food and Drug

  • Fee: Starts at $3

Smith’s Food and Drug, a supermarket chain under Kroger ownership, operates 144 retail stores across the United States in Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming.

As a Kroger subsidiary, Smith’s Food and Drug offers check cashing services at a fee ranging from $3 to $7.50. Accepted checks include child support, payroll, and business checks.

34. Stop & Shop

  • Fee: $0.50

Stop & Shop runs over 400 stores in New York, New England, and New Jersey. If you want to cash a check at Stop & Shop, join their rewards program, GO Rewards, and fill out a check cashing application at your store. The service allows you to cash checks, including payroll and government ones, up to $500 for a fee of $0.40.

35. Tops Friendly Markets

  • Fee: $1

Tops Friendly Markets runs 160 full-service supermarkets, including five franchises under the Tops banner and 59 fuel stations.

The stores are located in New York, Pennsylvania, and Vermont. Certain Tops Friendly Markets stores allow you to cash payroll, government, and stimulus checks for a fee of $1, with a maximum limit of $500.

36. Vons

  • Fee: Varies by location

Vons, a supermarket chain with over 325 locations in Southern California and Southern Nevada, is another option for cashing checks. While the specific policies may vary between stores, Vons generally accepts personal and payroll checks.

37. Walmart

  • Fee: Starts at $3

Walmart operates 4,743 stores nationwide, offering check cashing services for various types, such as:

  • Stimulus checks
  • Government checks
  • Tax checks
  • Cashier’s checks
  • 401k and retirement distributions
  • Insurance settlements
  • Two-party personal checks

Checks up to $5,000 are accepted, with fees of $4 for a $1,000 check and $8 for amounts up to $5,000.

38. WinCo Foods

  • Fee: Starts at $5

WinCo Foods operates 131 stores across Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. The store accepts various types of checks, including:

  • Two-party checks
  • Insurance settlement checks
  • Manually written payroll checks
  • Finance loan checks
  • Deposit slip money order

For check cashing, the store imposes a $5 fee for checks up to $500 and a $10 fee for checks exceeding that amount.

39. Wegmans

  • Fee: Free for Shoppers Club cardholders

Wegmans, a regional supermarket chain, operates 109 stores across several states: 48 in New York, 18 in Pennsylvania, nine in New Jersey, 14 in Virginia, eight in Maryland, six in Massachusetts, four in North Carolina, one in Washington, D.C., and one in Delaware. Additionally, Wegmans provides the convenience of cashing personal checks at their stores.

40. Winn-Dixie

  • Fee: $3.50

Winn-Dixie operates approximately 500 stores across Florida, Alabama, Louisiana, Georgia, and Mississippi. The checks that Winn-Dixie can cash differ, with most locations accepting electronically signed payroll checks up to $500. A $3.50 fee is applicable for this service.

The bottom line

Several grocery stores, including Walmart, Wegmans, Albertsons, Publix, and Kroger, offer check-cashing services.

If you need to cash a check but don’t want to go to a bank, you can also do it at many grocery stores. Walmart, Publix, Wegmans, and Kroger are just a few examples of grocery store chains that offer this service.

The best part is that you can take care of other errands while you’re there. In addition to picking up groceries, you can purchase a money order, transfer money, pay bills, and even apply for a credit card or a loan. Some grocery stores also have a pharmacy, photo center, and gas station, so you can cover all your needs in one stop.

Remember that each store may have slightly different policies and fees for check cashing, so it’s a good idea to check with them beforehand. But overall, cashing a check at the grocery store is a convenient and practical option that can save you time and hassle.