Does Walmart cash personal checks? (2024 full guide)

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Want to know if Walmart can cash a personal check? When you need to cash a check and don’t have a bank account, your options are limited. You might be able to cash it at the check issuer’s bank or at a check cashing store, but those options can be expensive and inconvenient. Walmart is one of the few places that still cashes personal checks, and it’s a relatively inexpensive option.

There are a few things to keep in mind when cashing a check at Walmart. First, you will need to have a valid government-issued ID, such as a driver’s license, state ID, or passport. Second, you will need to fill out a short form with your personal information, such as your name, address, and phone number. Finally, you will need to sign the back of the physical check with you (that must be made out to you).

Furthermore, Walmart charges a fee for cashing personal checks. The fee is typically around $8 for checks over $1,000 and $4 for checks under $1,000. Finally, Walmart does not cash every check such as a handwritten check but it does cash pre-printed personal checks, two-party personal checks, and other types of checks.

Cashing a personal check at Walmart is a convenient and relatively simple process. Just be sure to bring a photo ID and be aware of the fees for cashing personal checks. Additionally, the maximum amount you can cash at Walmart is $5,000 ($7,500 from Jan to Apr).

If you’re not sure whether or not your check will be accepted, it’s always best to call the store ahead of time. To learn more about Walmart cashing personal checks, continue reading!

Does Walmart cash personal checks?

Yes, Walmart does cash pre-printed personal checks at its Money Centers stores. Walmart accepts personal checks up to $5,000. There is an $8 fee for checks between $1,001 to $5,000 and a $4 fee for checks under $1,000.

Are there limits to the personal checks Walmart can cash?

When it comes to cashing a check, Walmart has a few different options depending on the amount of money you need. For smaller amounts, you can go to the customer service desk and they will cash your check for you. The limit for this service is generally $200 for two-party personal checks and $5,000 for business-issued checks. If you need a larger amount of cash, you can go to the Walmart Money Center, which can cash checks up to $7,500, especially during tax season.

Overall, cashing a check at Walmart is a fairly simple and straightforward process. Just be sure to bring along your ID and be prepared to fill out a short form. And if you need a large amount of cash, the Walmart Money Center is always an option.

How much does personal check cashing cost at Walmart?

The fee for cashing personal checks at Walmart range from a few cents to $6 depending on the amount of the check. The fee for pre-printed non-personal checks is $4 for checks under $1,000, the fee ranges from $4 to $8 for checks above $1000 depending on the amount of the check.

When you need to cash a check, Walmart makes it easy. You can have the fee deducted from the check, so you don’t need to bring any additional money with you. This is a convenient option for those who don’t have the extra fees associated with cashing a check.

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How to cash a personal check at Walmart

It’s generally pretty quick and easy to cash a check at Walmart, as long as you have the proper ID and the physical check which must be made out to you. When you arrive at Walmart, just go to the customer service desk and tell them you’d like to cash a check. They’ll ask to see your government-issued ID and the check to verify your identity, and then they’ll run it through a machine to verify that it’s real and that it hasn’t already been cashed. After that, they’ll give you the cash amount of the check minus a small fee.

Before visiting, customers should be aware that Walmart centers in the states of New Jersey and New York are unable to cash personal checks. If you are visiting from out of state and need to cash a personal check, you will need to find another location such as a bank.

How will Walmart pay my fund after cashing a check?

You can choose to receive your check payment in cash or you can load the money from your cashed check onto a Walmart MoneyCard. The MoneyCard functions like a debit card, allowing you to use your funds to shop anywhere Visa is accepted, or to withdraw cash at any ATM.

What kind of checks can be cashed at Walmart?

  • Business Checks
  • Government checks
  • Social Security
  • Tax refund checks
  • Payroll checks
  • Cashiers’ checks
  • Insurance settlement checks
  • 401(k), retirement disbursement checks
  • All pre-printed checks
  • Two-party personal checks
  • Out-of-state checks
  • MoneyGram Money Orders originally purchased at Walmart

If you have a check you’d like to cash but it’s not on this list, you can give your local Walmart store a call. They may still be able to cash the check as these policy changes from time to time.

Are there any checks that Walmart doesn’t cash? / What kind of check does Walmart not cash?

Walmart has certain types of checks it won’t cash such as:

  • Handwritten personal checks
  • Checks more than 180 days old
  • Comdata checks
  • Savings bond checks
  • Starter checks
  • Checks with multiple payees
  • Post-dated checks
  • MoneyGram money orders not purchased at Walmart
  • Non-MoneyGram money orders

Why can’t I cash my check at Walmart?

If you have ever had the unfortunate experience of having your check declined at Walmart, you know how frustrating it can be. There are a few reasons why Walmart may refuse to cash a check, including insufficient funds, an unacceptable check type, or because the check exceeds the maximum amount for acceptable checks. Another reason why Walmart may decline cashing a check is if the check is suspected to have been altered or if your identity could not be verified.

What does Walmart need to cash a check?

If you’re looking to cash a check at Walmart, you’ll need to bring a valid ID and the check itself. The process is quick and easy, and you’ll be able to walk out with your cash in hand in no time. First, simply present your ID to the Walmart associate who will be cashing your check. Next, hand over the check to the associate and they will begin the process of verifying its authenticity and ensuring that it’s properly signed. Finally, once everything has been verified, the associate will hand you your cash and you’ll be on your way.

You can also choose to receive your fund onto a Walmart MoneyCard which functions like a debit card, allowing you to use your funds to shop anywhere Visa is accepted, or to withdraw cash at any ATM.

What is the maximum amount Walmart will cash a check for?

The most amount of checks you can cash at Walmart is $5,000. However, this limit is increased to $7,500 from January to April. Keep in mind that you’ll also need to pay a fee to cash a check at Walmart usually between $4 to $8 depending on the amount.

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