Where is the routing number on a check?

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Your routing number on a check is the first set of nine-digit bank numbers located in the bottom left corner. Your bank’s routing number is a unique nine-digit code used to identify your financial institution in the United States. This number is often required when you need to make a payment online or over the phone, or when you want to send money to another bank account through a wire transfer or set up a direct deposit.

If you’re expecting a tax refund from the Internal Revenue Service (IRS), you can choose to have the money directly deposited into your bank account. To do this, you’ll need to provide your bank’s routing number on your tax return form, along with your account number.

Where is the routing number located on a check?

The routing number is a set of nine digits used by banks to identify where a checking account was opened. Your routing number on a physical check is the first set of 9-digit numbers located in the lower left corner.

It is important to note that each bank has its own unique routing number, which functions like an address associated with that bank. This means that when you conduct electronic transactions like direct deposit, digital checks, or bill payments, your bank’s routing number ensures that the funds are transferred to the correct institution.

Are all check routing numbers nine digits?

Yes, check routing numbers are always nine digits long. These numbers have a particular format that includes three distinct components: a four-digit Federal Reserve routing symbol, a four-digit ABA institution identifier, and a single check digit.

The Federal Reserve routing symbol is assigned to financial institutions by the Federal Reserve Bank in the geographic region where the institution is located. The ABA institution identifier is assigned to banks and credit unions by the American Bankers Association and is used to identify the specific institution within the Federal Reserve System. Finally, the check digit is used as a form of verification to ensure that the routing number is valid and accurate.

Where is the account number on a check?

Your account number on a check is located at the bottom of the check. It is the second set of numbers from the left, usually between 9 and 12 digits in length. This number helps the bank identify which checking account the funds should be withdrawn from.

If you don’t have access to a physical check, you can also find your account number on your bank statements or by logging into your online banking account. Another option is to visit a branch of your bank and present a valid ID to obtain your account number.

How do I find my routing number without a check?

To find your routing number without a check, you can check your account statement or look it up on your bank’s online banking platform or mobile app. The routing number is often located in the upper-right corner of your monthly statement, near the bank’s logo and other identifying information.

Read Also:  Chase Bank SWIFT code for wire transfer

It’s important to use the correct routing number whenever you’re asked to provide it, as the receiving bank uses it to identify your bank during electronic or paper transactions. Some banks have different routing numbers for each state, so using the wrong one could delay the processing of your transaction.

The following table lists state-specific routing numbers for the 3 biggest banks: Bank of America, Chase, and Wells Fargo.

STATEBANK OF AMERICA ROUTING NUMBERSCHASE ROUTING NUMBERSWELLS FARGO ROUTING NUMBERS
Alabama051000017065400137062000080
Alaska051000017Unconfirmed125200057
Arizona122101706122100024122105278
Arkansas082000073065400137111900659
California1210003583222716271210428821
Colorado123103716102001017102000076
Connecticut011900254021100361021101108
Delaware031202084083000137031100869
District of Columbia054001204044000037054001220
Florida063100277267084131063107513
Georgia061000052061092387061000227
Hawaii051000017Unconfirmed121042882
Idaho123103716123271978124103799
Illinois081904808 (South and Chicago Metro)
071000505 (North)
071000013071101307
Indiana071214579074000010074900275
Iowa073000176075000019073000228
Kansas101100045103000648101089292
Kentucky064000020083000137121042882
Louisiana051000017065400137121042882
Maine011200365083000137121042882
Maryland052001633044000037055003201
Massachusetts011000138021000021121042882
Michigan072000805072000326091101455
Minnesota071214579075000019091000019
Mississippi051000017065400137062203751
Missouri081000032103000648113105449
Montana051000017102001017092905278
Nebraska123103716103000648104000058
Nevada122400724322271627321270742
New Hampshire011400495083000137121042882
New Jersey021200339021202337021200025
New Mexico107000327102001017107002192
New York021000322021000021 (Downstate)
022300173 (Upstate)
026012881
North Carolina053000196072000326053000219
North Dakota051000017103000648091300010
Ohio071214579044000037041215537
Oklahoma103000017103000648121042882
Oregon323070380325070760123006800
Pennsylvania031202084083000137031000503
Rhode Island011500010083000137121042882
South Carolina053904483072000326053207766
South Dakota051000017103000648091400046
Tennessee064000020065400137064003768
Texas111000025111000614111900659
112000066 (El Paso only)
Utah123103716124001545124002971
Vermont051000017083000137121042882
Virginia051000017044000037051400549
Washington125000024325070760125008547
West Virginia051000017051900366121042882
Wisconsin123103716075000019075911988
Wyoming051000017102001017102301092

What is the difference between a routing number and an account number?

A routing number and an account number are important pieces of information when it comes to banking transactions, they serve different purposes. The routing number identifies the bank or credit union, while the account number is a unique identifier assigned to your specific account at the financial institution. It typically consists of 9 to 12 digits and is used to differentiate your account from other accounts at the same bank or credit union. The account number is used in conjunction with the routing number to ensure that funds are credited or debited from the correct account.

What is the check number?

The check number is a unique number that appears in the upper right-hand corner of a physical paper check. It is typically a three or four-digit number that helps identify each individual check in a checkbook. The check number is important for record keeping purposes, as it can help you track which checks have been written and which ones have cleared your bank account. When you balance your checkbook, you compare the check numbers and amounts on your written checks with the entries in your bank statement to ensure that your account balance is accurate. By keeping track of your check numbers, you can avoid writing duplicate checks or making errors in your checkbook register.

The bottom line on finding your routing number on a check

If you have a checking account, it’s important to know how to find your routing number. This number is typically used to identify your bank when you’re making transactions like automatic deposits or online bill payments. You can usually find your routing number on your paper checks – it’s the nine-digit number located at the bottom left-hand corner. Your account number, on the other hand, is usually located to the right of the routing number.

If you don’t have paper checks, you can still find your routing number by checking your bank statement or by logging into your online banking account. Your routing number should be listed along with your account information. It’s important to make sure you’re using the correct routing number for your bank when making transactions. Using the wrong routing number can result in delays or errors, so it’s important to double-check before submitting any transactions.