31 Liquor stores that cash checks near me in 2024

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Are you asking if there are liquor stores that cash checks near me?

Liquor stores are generally prohibited from providing check cashing services due to liquor license regulations. However, many grocery stores, which also sell liquor, still offer check cashing services.

This includes Albertsons, Kroger, Hy-Vee, Walmart, and Giant Eagle stores.

This article highlights stores where you can purchase liquor and cash checks conveniently. These stores offer flexible opening hours, making it easier for those with busy schedules.

Many on the list stay open late or provide 24-hour check cashing services, along with additional money services such as money orders.

The list comprises 30 stores, along with details on fees, limits, and the types of checks they cash.

Liquor stores offering check cashing services nearby

These are 30 stores where you can purchase liquor and cash checks:

1. Kroger

  • Fee: Begins at $3

Kroger offers check cashing services at its Money Services centers, located in 2,800 stores across 35 states. The fee ranges from $3 to $7, depending on the check’s value and whether you possess a Shopper’s card.

You can cash the following types of checks:

  • Payroll checks
  • Government checks
  • Income tax refund checks
  • Insurance settlement checks
  • Business checks
  • Child support checks

Money Services does not accept personal checks, starter checks, or third-party checks.

Visit the Money Services page to check the fees for cashing your check. Simply enter the check amount, and the website will display the applicable fees.

Upon trying this, I discovered that the fee is $4 with a Shopper’s card and $4.50 without a card for checks valued up to $2,000. For checks ranging from $2,000.01 to $5,000, the fee is $7 with a Shopper’s card and $7.50 without a card.

Check cashing fees begin at $3 but can go up to $7.50 based on the check amount.

2. King Soopers

  • Fee: Begins at $3

King Soopers, a Kroger-operated chain with 118 stores primarily in Colorado and some in Wyoming, offers Money Services centers that facilitate check cashing.

They accept payroll and business checks, with cashing fees ranging from $3 to $7.50.

3. Albertsons

  • Fee: Differs based on location

With over 2,200 Albertsons stores nationwide, you can conveniently cash personal, government, and payroll checks at most locations. However, the accepted check types may vary by location. The check cashing limit is $1,000.

Many stores operate from 6 a.m. to 11 p.m. for your convenience.

4. Walmart

  • Fee: Begins at $3

Walmart operates 4,743 stores nationwide, offering check cashing services for various types of checks, including:

  • Stimulus checks
  • Government checks
  • Tax refund checks
  • Cashier’s checks
  • 401k and retirement distributions
  • Insurance settlements
  • Two-party personal checks

Walmart cashes checks up to $5,000, with fees of $4 for a $1,000 check and $8 for checks up to $5,000.

5. Smith’s Food and Drug

  • Fee: Begins at $3

Smith’s Food and Drug, a supermarket chain under Kroger ownership, operates 144 retail stores across Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming. Check-cashing services are available for child support, payroll, and business checks at fees ranging from $3 to $7.50.

6. Hannaford

  • Fee: Depends on the location. Customers aged 60 and above can cash pension checks for free.

Hannaford operates over 180 supermarkets in New England and New York. They accept various checks, including government, payroll, and pension checks, categorized as regular income.

7. Stop & Shop

  • Fee: $0.50

Stop & Shop runs over 400 stores in New York, New England, and New Jersey. To cash payroll and government checks, enroll in the GO Rewards program and fill out a check cashing application at your local store. The fee for cashing checks up to $500 is $0.40.

8. Publix

  • Fee: Varying based on location.

Publix operates over 1,286 stores in the Southern United States, including Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. You can cash personal and payroll checks at Publix.

9. Fred Meyer

  • Fee: Begins at $3

Fred Meyer, a Kroger subsidiary, operates over 130 stores nationwide, primarily in Washington, with additional locations in Alaska, California, Idaho, and Oregon.

They offer check cashing services for various types of checks, including:

  • Government checks
  • Payroll checks
  • Tax refund checks
  • Insurance settlement checks
  • Business checks

The check cashing limit is $5,000. Fees, starting at $3, with a maximum fee of $7.50, vary based on the check value and location, consistent with other Kroger subsidiaries.

10. Giant Eagle

  • Fee: Depends on the store, type of check, and its amount. Child support checks incur no fees.

Giant Eagle operates over 216 supermarkets across Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. They accept various types of checks, such as:

  • Personal checks
  • Payroll checks
  • Government checks
  • Traveler’s checks

To cash a check at the store, you must have a Giant Eagle Advantage card.

11. Safeway

  • Fee: $2.25 per $200

Safeway operates over 904 stores nationwide. You can cash various checks, including payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refund checks at Safeway. The cashing limit is $1,500, with a fee of $2.25 per $200.

12. Baker’s

  • Fee: Begins at $3

Baker’s is a supermarket chain based in Omaha, Nebraska, which operates mainly in the metro area and is a subsidiary of Kroger.

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Within certain Kroger subsidiaries, including Baker’s, you’ll find Money Services centers. These centers allow you to cash various checks, including payroll, insurance settlement, government, tax refunds, and business checks.

13. Vons

  • Fee: Depends on location

Vons is a supermarket chain with over 325 stores in Southern California and Southern Nevada that generally accepts personal and payroll checks. However, specific check-cashing policies may vary among individual stores.

14. Wegmans

  • Fee: No charge for Shoppers Club cardholders.

Wegmans is a regional supermarket chain with 109 stores across various states, including New York, Pennsylvania, New Jersey, Virginia, Maryland, Massachusetts, North Carolina, Washington, D.C., and Delaware. Wegmans offers check cashing services for personal checks.

15. Food 4 Less

  • Fee: Begins at $3

Food 4 Less is a Kroger subsidiary that operates 104 stores across California, Illinois, and Indiana. The stores offer check-cashing services for various checks, including child support, payroll, government, tax refunds, insurance settlements, and business checks. Fees range from $3 to $7.50, depending on the check’s value and the location.

16. Ingles

  • Fee: Depends on location

Ingles operates 198 stores across Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Ingles allows the cashing of personal and payroll checks with the requirement of having an Ingles Advantage Card.

17. Food City

  • Fee: $3

Food City is a supermarket chain with over 132 locations, offers check cashing services for various types of checks, such as:

  • Payroll checks
  • Rebate checks
  • Stimulus checks
  • Government checks

The check cashing limit is $1,000, with a $3 fee. Many Food City stores are open from 6 a.m. to midnight, making it a suitable option for conveniently cashing checks during late-night or early-morning hours.

18. Shaw’s

  • Fee: Depends on location

Shaw’s is owned by Albertsons and has 150 stores in New England where you can cash personal and payroll checks. Store policies vary and are determined by individual locations.

19. City Market

  • Fee: Begins at $3

City Market operates 35 retail stores across Colorado, Wyoming, and Ohio, all owned by Kroger. The store allows check cashing services for various types, including child support, payroll, insurance settlement, government, tax refund, and business checks, with fees ranging from $3 to $7.50.

20. Winco Foods

  • Fee: Begins at $5

WinCo Foods operates 131 stores across 10 states: Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. At WinCo Foods, you can cash various types of checks, including:

  • Two-party checks
  • Insurance settlement checks
  • Manually written payroll checks
  • Finance loan checks
  • Deposit slip money orders

Check cashing fees are $5 for checks up to $500 and $10 for checks exceeding that amount.

21. Winn-Dixie

  • Fee: $3.5

Winn-Dixie operates approximately 500 stores across Florida, Alabama, Louisiana, Georgia, and Mississippi. Most branches accept electronically signed payroll checks, with a cash limit of $500 and a $3.50 fee. The accepted types of checks may vary.

22. Harris Teeter

  • Fee: Begins at $3

Harris Teeter is an American supermarket chain with 261 stores across seven South Atlantic states and the District of Columbia. As a subsidiary of Kroger, it offers check-cashing services. The fee for this service varies from $3 to $7.50.

23. Market Basket

  • Fee: 1.25% of the total amount (varies by location).

Market Basket operates 88 supermarkets in New England where you can cash payroll checks, with a maximum limit of $50.

24. Pay Less Super Markets

  • Fee: Begins at $3

Pay Less Super Markets is a Kroger subsidiary that operates a chain of supermarkets in Indiana and offers check-cashing services at affordable rates ranging from $3 to $7.50. They accept various checks, including child support, payroll, and business checks.

25. Food Lion

  • Fee: Vary by state

Food Lion operates 1,110 retail stores across the United States. They offer check-cashing services for personal, government, rebate, tax refund, and U.S. Traveler’s checks up to $500. Payroll checks can be cashed up to $1,000.

26. Hy-Vee

  • Fee: $2 to $6 per transaction

Hy-Vee runs over 240 retail stores in the Midwest, some providing check cashing services. Check cashing limits at these locations, which vary from $2,000 to $5,000. For convenience, certain Hy-Vee stores operate 24 hours, offering round-the-clock check cashing.

27. Dillons

  • Fee: Begins at $3

Dillons is a Kroger-owned grocery chain that operates in 94 locations. The store provides check cashing services for payroll, income tax refunds, insurance settlement, and government and business checks. Fees range from $3 to $7.50, and the check cashing limit is $5,000.

28. Bi-Lo

BI-LO provides cash-checking services with certain limitations. Here are the key points to consider:

  • The check amount must not exceed $500.
  • The bank’s branch and the chosen BI-LO store must be in the same state.
  • Handwritten checks cannot be cashed.
  • BI-LO does not accept personal, traveler’s, insurance, or personal checks.

While there are limitations, BI-LO is a convenient option for emergency cash-checking needs, with multiple locations throughout the southeastern United States.

Local liquor stores

To discover additional nearby check-cashing locations, consider checking with local liquor stores. Since state laws differ, some liquor stores offer check cashing services.

Check out these liquor stores:

29. Benny’s Package Store in Atlanta, Georgia.

30. Cork ‘n Bottle Liquors in Laurel, Maryland.

31. Steve’s Discount Liquors in Wilmington, Delaware.

32. Mel’s Liquors.

33. Southwest Check Cashing & Liquor Store in Baltimore, Maryland.

To find liquor stores that cash checks in your area, simply search on Google using the query “liquor stores that cash checks [your city, town, or state].” This search will display local liquor stores that offer check-cashing services near you.

The bottom line

While liquor stores are typically restricted from offering money services like check cashing due to local laws, you can still cash checks at grocery stores that sell liquor.

Retailers like Walmart, Kroger, Hy-Vee, Wegmans, and Albertsons, which sell liquor, also offer check cashing services.

If you’re wondering, “Are there liquor stores near me that cash checks?” try the options on this list.