Does Hmart accept EBT? (2024)

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Hmart does accept EBT (Electronic Benefit Transfer) as a form of payment. However, this is only possible for buying items in the physical store that are eligible for EBT. You can’t use EBT for making purchases through their online store.


H Mart is a well-known Korean-American supermarket chain that stocks various groceries, fresh produce, and items imported from Asia. Many people wonder if H Mart takes EBT. In this guide, we’ll delve into whether H Mart accepts EBT as payment. We’ll also cover crucial details about H Mart itself, explain what EBT is, and outline other support programs that customers can access.

Does Hmart accept EBT?

Hmart will gladly accept Electronic Benefits Transfer (EBT) cards as a form of payment. This means you can use your EBT card for purchases at any Hmart location across various states like California, Georgia, Illinois, Maryland, Michigan, Texas, and Virginia.

However, it’s important to note that currently, you cannot use EBT to pay for online orders at Hmart. This information has been verified through direct communication with Hmart’s customer service department and by cross-referencing the USDA’s Supplemental Nutrition Assistance Program (SNAP) retailer locator.

Understanding EBT and its benefits

Electronic Benefits Transfer (EBT) is a method employed by the U.S. government to provide financial aid to people with lower incomes. Through EBT, recipients receive a card—much like a debit card—that allows them to use their benefits to buy qualifying food products at approved stores.

The primary programs using EBT are the Supplemental Nutrition Assistance Program (SNAP) and the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). This system ensures easier and more secure access to essential food items for those who require assistance, offering a practical way to manage and utilize their benefits.

EBT-eligible items

Hmart offers a range of groceries that you’re able to buy using your EBT card. This includes basics like bread, meat, veggies, fruits, packaged snacks, and dairy products. However, there are restrictions: you can’t use your EBT card to buy alcohol, tobacco, over-the-counter meds, or household items.

Also, if the Hmart near you has a food court, it’s good to know that you can’t use your SNAP benefits for ready-made or hot meals there.

Paying with EBT

Paying with an EBT card at Hmart is quite straightforward. When you use an EBT card, you can swipe it at the register just like a regular debit or credit card. If your purchase consists of items that aren’t eligible for EBT or if the total exceeds your EBT balance, you’ll need to split the payment.

This means you can use your EBT card for the eligible items and then use another payment method—like cash, a check, a debit or credit card, or even mobile wallets such as Apple Pay—to cover the rest. Hmart stores accept a range of payment methods beyond EBT, making it convenient for customers to complete their purchases using their preferred payment option.

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Payment methods for online orders

When you’re ordering online from Hmart, they have specific rules for payment methods. They don’t allow EBT (Electronic Benefit Transfer) for online purchases, as mentioned earlier. So, if you want to buy things from Hmart’s website, you can’t use EBT and have to pick another way to pay.

The payment options that Hmart accepts for online shopping are a bit limited. You can use:

  1. Debit cards that have either a Mastercard or Visa logo on them.
  2. Major credit cards like American Express, Discover, Mastercard, and Visa.
  3. PayPal as another alternative payment method.

So, if you’re planning to shop on Hmart’s website, you’ll need to use one of these accepted payment methods because EBT isn’t an option for online orders there.

Shopping at H Mart with EBT

When you’re using your EBT card at H Mart, a few things can help you make the most out of your benefits:

  1. Know What You Can Buy: Get familiar with the food items approved for SNAP and WIC benefits. It’ll make your shopping easier and ensure a smooth checkout.
  2. Look for Deals: H Mart often has discounts on different products. Keep an eye on sales and special offers to stretch your EBT benefits further.
  3. Get the App: Download the H Mart mobile app to stay updated on deals, store info, and what’s available. It’ll help you plan better.
  4. Plan Your Meals: Thinking ahead about your meals can help you spend your benefits wisely. Focus on nutritious and cost-effective choices to make the most of what you have.

Alternative support programs at H Mart

H Mart goes beyond accepting EBT by offering additional support programs:

  • Senior Discount Program: Customers aged 60 and above get a 5% discount on certain days. Contact your local H Mart to know the specifics and requirements.
  • Community Engagement: H Mart actively supports communities by backing charities, local events, and cultural initiatives, promoting diversity and inclusivity.
  • Expansion for Accessibility: With over 97 stores in 12 states as of 2021, H Mart’s growing presence means more communities can access its diverse offerings. It serves as a vital resource for affordable, high-quality groceries and specialty items, including acceptance of EBT.

The bottom line

H Mart allows customers to use EBT (Electronic Benefit Transfer) as a payment method in their physical stores. You can confirm if your local H Mart accepts EBT by using their Store Finder on the website’s homepage to get their contact details.

Give them a call to double-check if EBT is accepted there—chances are it will be. However, it’s important to note that H Mart doesn’t accept EBT as a payment method for online purchases. Instead, online payments can only be made using valid debit/credit cards or PayPal.