Activate your Chime card in 2 minutes (2024 complete guide)

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Activating your Chime Card is the next process after you receive the card, which is usually sent by mail within 7 to 10 days after you made the order.

You can activate your card directly through the Chime mobile app. To do so, simply log in to your Chime app and tap on the green “Card Status” button, then tap “Activate Card.” Or log in directly to your Chime account and click the “Activate Card” button. From there, you will be able to enter your card information such as the CVV and a verification code. Click “Done” to complete the activation.

Once your card is activated, you will be able to use it anywhere that Visa is accepted. Activating your Chime Card also allows you to unlock awesome features, such as sending physical checks and ACH bank transfers.

What do I need to activate my Chime Card?

  • Social security number.
  • Account information document that came with the Chime card.
  • A pen and note to write down any important information regarding your account if necessary.

How to activate your Chime Card

There are three ways of activating a Chime card either through the app itself, the Chime web page, or by calling Chime at 1-844-244-6363.

Activate Chime Card through the app

The easiest way to activate your Chime card is through the Chime app. The process is quick and simple:

  1. Log in to your Chime account, you’ll see a green card button at the top of the app labeled “Card Status,” tap on the Status button.
  2. Tap “Activate Card.”

If for whatever reason, you do not see the status button which is very unlikely, ask the Chatbot to “Activate my card.”

Activate Chime Card online

The second way you can activate your Chime card is online at

  1. First, log in to your account at and click the “Activate Card” button.
  2. Enter the CVV for your Chime card and click “Call Now.”
  3. Enter the verification code you were given on the call and your 4-digit PIN
  4. Click “Done” to complete the activation.

Activate Chime Card by phone

Another easy way to activate your Chime Card is over the phone. Each Chime card arrives with a label on the front that has the phone number to call for activation, which at the time of publishing this article, is 1-844-244-6363.

All you have to do is call Chime at 844-244-6363 to activate your card. A customer service representative will ask for your card details, such as your card number, PIN code, and possibly any other information verifying you as the card owner. Next, the representative will activate your card, ready to start swiping. You can now use your Chime card everywhere Visa is accepted, such as stores and ATMs.

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Can I activate my Chime Card before it arrives?

You can activate your Chime Card before it arrives by going to Next, log in to your account using your email address and password.

On the Chime card screen, you will see the option to “Activate Card.” Click on that button and follow the instructions on the screen to activate your card. Once your card is activated, you can start using it right away.

How can I activate my Chime Card without the app?

You can easily activate your Chime card without the app by logging into your account at Tap on “Activate Card,” and follow the instructions to complete the activation, you’ll need to provide your card details such as the CVV number, card number, and expiry dates.

Another option if you decide to activate your card without the app is to give Chime a call at 844-244-6363 and follow the prompts to complete the activation.

How do I know my Chime Card is activated?

You will know your Chime Card is activated once you complete the process and receive a displayed confirmation message that your card is now activated. If it’s through the phone, you’ll receive a voice confirmation.

How do I activate a replacement Chime Card?

The process of activating a replacement Chime Card is the same as activating a newly ordered Chime Card. You can activate your Chime Card within the app, online, or over the phone.

What if I don’t activate my Chime Card?

If you do not activate your Chime Card, It will become unusable. Activating your Chime card is more like authentication for your card to become usable anywhere Visa is accepted. Most merchants and services will automatically reject a card that’s not activated.

What ATMs can I use with my Chime Card?

You can use your Chime Card at any ATMs and merchant that accepts Visa cards. But it’s important to know that using your Chime Card at out-of-network ATMs may come with extra costs.

How long does it take to activate a Chime Card?

Activating your Chime Card will only take a few minutes. Your card will instantly be activated for use the second you complete the activation process.

If you have any issue activating your Chime Card, you can easily call customer service at 844-244-6363.

What bank is associated with Chime Card?

The Chime Visa Debit Card is issued in partnership with two banks, namely The Bancorp Bank or Stride Bank.

Why can’t I activate my Chime Card?

If you cannot activate your chime card, it may be due to an error while entering your card information. Check through your card details and re-enter the information. If you still cannot activate your card, you can proceed to call customer support at 844-244-6363.

What number do I call if I can’t activate my Chime Card?

If you can’t activate your Chime Card, you should contact their customer service at 1 (844) 244-6363. You can also email Chime at


To activate your Chime Visa debit card, you can follow the simple steps listed above, including through the app, online, or over the phone, and within a couple of minutes – you can start using your Chime Card. If you come across any problem during the activation process, call their customer support at 1-844-244-6363 or email support at

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